FDIC Deposit Insurance Coverage Limits by account ownership category Single Accounts owned by one person $250,000 per owner
Joint Accounts owned by two or more persons $250,000 per co-owner
Irrevocable Trust Accounts $250,000 for the non-contingent, ascertainable interest of each beneficiary
Government Accounts $250,000 per official custodian (more coverage available subject to specific conditions)
Revocable Trust Accounts $250,000 per owner per beneficiary up to 5 beneficiaries (more coverage available with 6 or more beneficiaries subject to specific conditions and requirements) Corporation, Partnership and Unincorporated Association Accounts $250,000 per corporation, partnership or unincorporated association)
