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Interest Rates (IR) and Annual Percentage Yield (APY).
Rates are effective from October 23,2020

SENIOR CITIZEN* CERTIFICATE OF DEPOSIT
Duration Interest Rates (IR)
(in %)
Annual Percentage Yield (APY)
(in %)
12 Months 0.65 0.65
2 Years 0.70 0.70
3 Years 0.80 0.80
4 Years 0.90 0.90
5 Years 0.95 0.95

For new large value deposits of USD 500,000 and above, please contact the branch:

Contact details: mgrmkt.nyb@statebank.com , Tel: 212-521-3390, 212-521-3318.

APY is applicable where interest is payable on maturity for cumulative CD's

Please read the complete disclosure of account terms and fee schedule in the Customer Manual.

*Applicant with age 60 years or more

Rates are subject to change without prior notice.

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