Interest Rates (IR) and Annual Percentage Yield (APY).
Rates are effective from October 10,2025
| SENIOR CITIZEN* CERTIFICATE OF DEPOSIT | |||||
|---|---|---|---|---|---|
| Duration | Interest Rate (IR)/ Annual Percentage Rate (APR) in (%) |
Annual Percentage Yield (APY) in (%) |
|||
| 12 Months to less than 2 Years | 4.25 | 4.32 | |||
| 2 Years to less than 3 Years | 3.90 | 3.96 | |||
| 3 Years to less than 4 Years | 3.85 | 3.91 | |||
| 4 Years to less than 5 Years | 3.80 | 3.85 | |||
| 5 Years | 3.80 | 3.85 | |||
For further information, please contact the branch:
Contact details: mgrmkt.nyb@statebank.com , Tel: 212-521-3390, 212-521-3318.
APY is applicable where interest is payable on maturity for cumulative CD's
Please read the complete disclosure of account terms and fee schedule in the Customer Manual.
*Applicant with age 60 years or more
Rates are subject to change without prior notice.